i30 Owners Club

agents diesel love affair!!!

agentr31 · 339 · 70899

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Offline agentr31

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just make sure its got adjustable sensitivity and darkness... that way you can use it for stick, tig and mig welding!!

the welding contractors love these... i know its WAYYY out of budget, but its the best thing for your health and wellbeing!

http://solutions.3m.com.au/wps/portal/3M/en_AU/PPE_SafetySolutions_APAC/Safety/Products/PoW-Product-Catalog/?PC_7_U00M8B1A00H970I56CN7OT26E7000000_nid=PK88NDXKQNgsQQFFG1G8R7glWP0542FN41bl


Offline agentr31

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OHH YEAH! i would like to say, i have paid my car off, in full and own it 100%

3 years, 4 months, owned a house for 1.5 years of that, so i had to reduce the repayments from the 3 year repayment of $177/wk, to $100/wk so it was affordable still. BUT none the less its payed in full and i just have the house loan to concentrate on now! 22 years 11 months and counting!


Offline Phil №❶

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Congratulations, well done.  :goodjob2: :goodjob: :hatoff:
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Offline Doggie 1

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Weekly or fortnightly payments are the way to go to drastically reduce the term of your loan.
Well done on the car.  :goodjob2:
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Offline agentr31

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Weekly, some months have 5 weeks you get ahead purely on that! Ohh and the fact that it is compounded daily!


Offline Doggie 1

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Offline beerman

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Congrats!!

If you really want to smash the mortgage, take the money you were paying on the car, and increase your mortgage payment by that amount, before you know its there to spend.

Once you start spending it on you, you'll never get it back to the good guys!! Smash that mortgage whilst the smashing is good, because interest rates may go down one or two more times, but there going to go one way from there....
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Offline agentr31

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im fixed for 5 years! sure it COULD jump to something stupid... but its pretty low ATM so i figured it would be worth the gamble to fix it.

yeah, thats the plan try and get that mortgage down, with in reason, i do have other places to spend that money ATM, like saving for a new kitchen, even tho the house was built in 1995, the kitchen is a lovely shade of 1970's green, has water damage from all the plumbing being loose when i took ownership, and is really beaten up from the last animal of an owner... i also need to build a pattio thats not corregauted iron NAILED down to a wooden frame meant to have shade cloth over it, then there is a shed to house my fleet of vehicles, its probably easier to save the money and do it over a few years than take out more money and have it all at once.


Offline Dazzler

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A big congrats Ian .. WELL DONE!  :happydance:
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