[eye30]

Swiftcover.com says new customers can claim a 10 per cent discount if they purchase one of these video camera devices and place it on the dashboard to film the driver’s view. 

The insurer believes dashcams will significantly improve supporting evidence for its policyholders and allow it to prove liability in claims where this is disputed.

hen taking out insurance, if the policyholder ticks yes to owning and using a dashcam, they will receive an automatic discount. 

The insurer then expects the driver to send any video evidence if involved in an accident.

If a customer says they have a dashcam to claim the discount when this is not the case, Swiftcover says this is fraud and would be treated as such.


http://www.dailymail.co.uk/money/cars/article-2614818/Swiftcover-offers-drivers-discount-car-cover-use-dashcam.html

[rustynutz]

Funny looking dash cam in the article, it looks like something the cops use...   

[beerman]

Seems they get a lot of upside for 10%. Evidence that the crash happened, Evidence of who was at fault, oh and the ability to wipe your insurance if you do something wrong.

[Dazzler]

Seems they get a lot of upside for 10%. Evidence that the crash happened, Evidence of who was at fault, oh and the ability to wipe your insurance if you do something wrong.

Very true 

[TheReaper]

Think it is a great incentive. Could be a little bit more then 10% but.

[AlanHo]

A jolly good idea - I would request a 20% discount because I have cameras front and back.  In fact I deserve 40% discount because both cameras are the latest DOD models with excellent night recording. Most cheap cameras are useless at night.

One downside is that after declaring a camera and getting the discount - you need to check that the camera is working all the time and the video files on the card are not corrupted. I'm sure the insurers would wriggle out of a claim if you were not able to provide video evidence.

I have not had reason to look at my camera files for several weeks and assume all is OK. A job for next week-end.

[Doggie 1]

I guess insurance companies over here will follow suit.

[TheReaper]

Progressive auto insurance in the states uses a device, if drivers are willing, to see your driving habits and discount you. The device plugs into the obd.

Progressive Snapshot hardware details revealed - SlashGear

[AlanHo]

Black box recorders are quite common in the UK for young drivers. The insurance premium is significantly lower if they drive sensibly.

Some penalise them for driving after a certain time of day - often 9.0 pm - when they are likely to binge drink and drive.

[Doggie 1]

I wonder what it's like being penalised at night? 

[rustynutz]

C'mon Dave, you should know.....

[Doggie 1]

Sorry, Rusty, I forgot about my visit to Victoria.