Hi Tracey
To me it sounds like a valve stem seal leaking, could be a broken piston ring but I don't think so , as you have said you use premium fuel so would not or should not have detonation.
With over head cam they always have lot of oil in the head, if you have a bad valve stem seal it lets oil rin down the valve stem into combustion chamber causing some smoke & carbon build up from burnt oil as burns dirty, also the oil in the fuel lowers the fuel octane, but I would think it would not be all cylinders just one.
You could check this by removing spark plugs looking at them.
Good luck as its only two year old your covered